Insights & Intelligence

Regulatory intelligence,
delivered as perspective.

Analysis, commentary, and practical guides on Australian regulatory compliance, energy transition, ESG reporting, construction law, and AI-native practice — from the Proximo AI team.

AML/CTF
Real Estate Agents Have 60 Days. Most Don't Know What's Coming.

From 1 July 2026, real estate agents, buyer's agents, and property developers become reporting entities under Australia's AML/CTF laws. Six core obligations. Criminal penalties for non-compliance. Here's everything you need to know.

3 May 2026 · 11 min read
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AML/CTF
Financial Advisers: The AML/CTF Reforms Are More Complex Than You Think — And the Stakes Are Higher Than You Realise

The 2026 reforms create two distinct compliance tracks for financial advice practices. Which track applies determines the scope of your obligations, the depth of governance requirements, and your customer due diligence burden. This guide explains both.

3 May 2026 · 20 min read
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AML/CTF
Accountants: The AML/CTF Reforms Affect What You Do, Not What You Are — And That Changes Everything

Most accounting practices are caught by the Tranche 2 reforms — extensively. Trust creation, company formation, client money management, registered office services: these are designated services from 1 July 2026. CPA Australia has flagged that a meaningful grey area persists.

3 May 2026 · 24 min read
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AML/CTF
Your Accountant Is About to Ask You Questions They've Never Asked Before. Here's Why.

From 1 July 2026, your professional advisers must verify your identity, identify beneficial owners of your entities, and understand the source of your funds before helping you with certain transactions. What every Australian business owner and property investor needs to know.

3 May 2026 · 9 min read
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AML/CTF
Mortgage Brokers: You're Already Regulated. That's Exactly Why the 2026 AML/CTF Reforms Are Your Biggest Compliance Risk.

Being enrolled with AUSTRAC is not the same as being compliant with what the regulation now requires. The 2026 reforms have fundamentally reset the standard for every mortgage broker in Australia — and most have not yet rebuilt their programs to meet it.

3 May 2026 · 18 min read
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AI & Technology
The Compliance Stack Is Broken. AI-Native SaaS Is How You Fix It.

Traditional SaaS digitises existing manual compliance processes. AI-native SaaS eliminates them. Here's why the distinction matters for every regulated Australian business — and how Proximo AI's three-product suite delivers compliance infrastructure that actually works.

3 May 2026 · 13 min read
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AI & Technology
Major Projects Are Won and Lost Before the First Sod Is Turned. Here's How AI-Native SaaS Changes That.

Australia has a $100+ billion infrastructure pipeline. Most of it is being managed on spreadsheets. Proximo Tendr and Proximo Triton are AI-native platforms purpose-built for the procurement, contract management, and compliance demands of major infrastructure, construction, and energy projects.

3 May 2026 · 15 min read
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Regulatory Compliance
APRA CPS 230 — What Every APRA-Regulated Entity Must Have in Place Now

CPS 230 Operational Risk Management Standard became effective 1 July 2025. We explain the four core obligations — ORMF, operational resilience, service provider management, and incident reporting — and what boards must actively govern.

2 May 2026 · 9 min read
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ESG & Sustainability
AASB S2 for Group 2 Entities — A Practical Preparation Guide

Mid-size Australian businesses entering mandatory climate disclosure from 1 July 2026 have one year to prepare. This guide covers the governance gap analysis, Scope 3 measurement, scenario analysis, and assurance steps that cannot be left to the last quarter.

2 May 2026 · 10 min read
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Energy Transition
The NSW REZ Access Rights Auction — What Energy Developers Need to Know

Renewable Energy Zone access rights are a prerequisite for project bankability in NSW. This guide explains the auction process, the correct connection sequencing with TransGrid, EIC revenue support under the Electricity Infrastructure Roadmap, and how to structure projects alongside the Federal CIS.

2 May 2026 · 8 min read
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